True Story : Nikah & Beli Rumah di Usia 30 Dari Hasil Investasi Saham

Introduction

This tutorial outlines the steps and insights shared by Fellexandro Ruby in his video discussing how millennials can buy a house in Jakarta and manage a wedding through stock investments. The experiences of Winahyu, a professional in a unicorn startup, as well as Fellexandro's personal journey, provide valuable lessons for financial independence and smart investing.

Step 1: Understanding the Financial Landscape

• Research the Housing Market: Familiarize yourself with current property prices in Jakarta. Use online platforms to track market trends.
• Evaluate Your Financial Situation: Assess your income, savings, and current investments. This will help you understand how much you can afford to invest in a house.
• Consider Investment Options: Explore various investment avenues, focusing on stocks as a potential way to grow your wealth over time.

Step 2: Start Investing Wisely

• Open a Brokerage Account: Choose a reliable online platform for stock trading. For example, Ajaib is recommended for its user-friendly interface.
• Diversify Your Portfolio:
  • Invest in a mix of stocks, bonds, and mutual funds.
  • Consider industries you understand or are passionate about.
• Set Investment Goals: Define short-term and long-term financial goals related to buying a house and funding a wedding.

Step 3: Create a Savings Plan

• Budgeting: Allocate a portion of your monthly income to savings and investments.
• Emergency Fund: Establish an emergency fund that covers 3-6 months of living expenses to avoid dipping into your investments.
• Automate Savings: Set up automatic transfers to your savings and investment accounts to ensure consistent contributions.

Step 4: Monitor and Adjust Your Investments

• Regularly Review Your Portfolio: Assess the performance of your investments at least quarterly.
• Stay Informed: Keep up with financial news and market trends to make informed decisions.
• Rebalance When Necessary: Adjust your investment allocations to maintain your desired risk level, especially as you approach your savings goals.

Step 5: Plan Your Major Purchases

• Estimate Costs for Wedding and House:
  • Research average costs for weddings in Jakarta.
  • Determine how much you need for a down payment on a house.
• Create a Timeline: Develop a timeline for when you plan to make these purchases, taking into account your investment growth.

Conclusion

By following these steps, millennials can strategically navigate the financial landscape to achieve significant milestones like buying a home and financing a wedding. Start by understanding your financial situation, investing wisely, and planning for the future. Keep learning, stay disciplined, and adjust your strategies as needed to ensure your financial goals are met.