A INFLAÇÃO É MAIOR DO QUE O GOVERNO DIZ? O IPCA É UMA FARSA?

Tutorial: Calculating Personal Inflation Rate

Video Title: A INFLAÇÃO É MAIOR DO QUE O GOVERNO DIZ? O IPCA É UMA FARSA?

Channel: CARTEIRA Z

In this tutorial, we will learn how to calculate our personal inflation rate using the insights shared in the video "A INFLAÇÃO É MAIOR DO QUE O GOVERNO DIZ? O IPCA É UMA FARSA?" by CARTEIRA Z. The video discusses discrepancies in the official inflation rate and how to calculate your own inflation based on the items you consume.

Steps:

1. Watch the Video: Start by watching the video here to understand the context and importance of calculating your personal inflation rate.

2. Understand the Concept: The video highlights that the government announced the IPCA (official inflation rate) as 6.4%, but the prices of items we consume may have increased more than that. This raises questions about the accuracy of the IPCA.

3. Gather Your Expenses: Collect your recent expenses and bills, including groceries, utilities, rent, transportation, and any other significant expenditures.

4. Calculate Total Expenses: Add up all your expenses over a specific period, such as a month or a year. This total amount represents your total spending on essential items.

5. Compare with Official Inflation Rate: Compare the percentage increase in your total expenses with the official inflation rate (IPCA) provided by the government. This will give you an idea of how your personal inflation rate differs from the official one.

6. Calculate Your Personal Inflation Rate: Divide the total increase in your expenses by the initial total amount and multiply by 100 to get the percentage increase. This percentage represents your personal inflation rate based on the items you consume.

7. Analyze the Discrepancy: Reflect on the difference between your personal inflation rate and the official rate. Consider factors like your spending habits, lifestyle changes, and the types of items that have seen significant price increases.

8. Adjust Your Budget: Use your calculated personal inflation rate to adjust your budget and financial planning accordingly. This will help you account for the actual increase in prices you are experiencing.

9. Stay Informed: Stay updated on economic trends, price changes, and government announcements related to inflation to continue monitoring and adjusting your personal inflation rate calculation.

By following these steps, you can gain a better understanding of how inflation impacts your personal finances and make informed decisions to manage your budget effectively.