Top 5 investimentos com liquide diária! Qual é melhor? #investimentos #econoweek #tesourodireto
Table of Contents
Introduction
In this tutorial, we will explore the top five investments with daily liquidity that are currently offering attractive returns. These options are suitable for those looking to grow their savings while maintaining easy access to their funds. Each investment will be evaluated based on its expected return and safety.
Step 1: Understanding CDI
Before diving into specific investments, it's essential to know what CDI (Certificado de Depósito Interbancário) is.
- CDI is a benchmark interest rate in Brazil, serving as a reference for various financial products.
- Many investments are quoted as a percentage of CDI, indicating the return relative to this rate.
Step 2: Investment Options Overview
Here’s a summary of the top five investments with daily liquidity:
Investment 5: Picpay
- Return: 102% of CDI
- Initial Investment: R$ 1,000
- Expected Value After 1 Year: R$ 1,091
- Consideration: Good for users already engaged with digital wallets.
Investment 4: Banco RCI
- Return: 103% of CDI
- Initial Investment: R$ 1,000
- Expected Value After 1 Year: R$ 1,092
- Consideration: A solid choice for traditional banking users.
Investment 3: C6 Bank
- Return: 104% of CDI
- Initial Investment: R$ 1,000
- Expected Value After 1 Year: R$ 1,093
- Consideration: Known for its user-friendly app and services.
Investment 2: Pagbank
- Return: 106% of CDI
- Initial Investment: R$ 1,000
- Expected Value After 1 Year: R$ 1,095
- Consideration: Offers various financial services alongside investment options.
Investment 1: Sofisa Direto
- Return: 110% of CDI
- Initial Investment: R$ 1,000
- Expected Value After 1 Year: R$ 1,098
- Consideration: Best return on investment among the options listed.
Step 3: Choosing the Right Investment
When selecting an investment, consider the following factors:
- Risk Tolerance: Assess how much risk you are willing to take.
- Liquidity Needs: Ensure that the investment allows for quick access to your funds.
- Platform Familiarity: Choose investments offered by platforms you are comfortable using.
Step 4: Making the Investment
Follow these steps to invest:
- Choose your preferred investment option from the list.
- Create an account on the respective platform (if you haven't already).
- Deposit the initial investment amount (R$ 1,000).
- Monitor your investment periodically to track its performance.
Conclusion
Investing in options with daily liquidity can be a smart way to earn returns while keeping your funds accessible. The top five investments discussed offer a range of returns, with Sofisa Direto providing the highest yield at 110% of CDI. Evaluate your risk tolerance and platform preference to make an informed decision, and start your investment journey today!