Umur 35 Bisa Pensiun? Bisa. Mari Nodong Otak Brilian Rivan Kurniawan

Introduction

In this tutorial, we will explore how to achieve early retirement by the age of 35 through smart stock investments, as explained by Rivan Kurniawan. This guide provides step-by-step instructions to help you set and reach your retirement goals within 15 years. With practical tips and tools, including a downloadable Excel file for calculations, you can embark on your financial journey today.

Step 1: Set Your Retirement Goals

• Define your retirement age and lifestyle expectations.
• Calculate how much money you will need to sustain your desired lifestyle during retirement.
• Use the following formula to estimate your required retirement savings:
  • Monthly Expenses x 12 x Number of Years in Retirement (e.g., 30 years)

Step 2: Create a Savings Plan

• Determine how much you can save each month.
• Consider increasing your savings rate over time as your income grows.
• Use the Excel file provided in the video for detailed calculations and projections.

Step 3: Educate Yourself on Stock Investments

• Research basic stock market concepts and investment strategies.
• Explore reputable platforms for trading stocks. Rivan recommends using the Ajaib app.
• Download the Ajaib app using the following link: Ajaib Download
• Use the unique code FELLEXANDRO to receive bonuses when signing up.

Step 4: Start Investing Wisely

• Begin by investing in index funds or blue-chip stocks for stability.
• Diversify your portfolio to minimize risk.
• Monitor your investments regularly and adjust your strategy as necessary.

Step 5: Join a Community for Support

• Become part of investment communities or clubs, such as The Compound Club.
• Engage with like-minded individuals to share knowledge and experiences.
• Consider following Rivan Kurniawan and other investment experts for inspiration and guidance.

Step 6: Keep Track of Your Progress

• Regularly review your financial goals and savings plan.
• Use the Excel file to track your investments and adjust your strategies based on performance.
• Celebrate milestones to stay motivated on your journey to retirement.

Conclusion

Achieving early retirement by age 35 is possible with a clear plan, consistent savings, and smart investments. By setting specific goals, educating yourself, and engaging with a supportive community, you can work towards financial independence. Start implementing these steps today, and remember to stay adaptable and informed as you navigate your investment journey.