Gérant EURL ou SARL - Comment gagner plus !

Introduction

This tutorial aims to guide managers of EURL (Entrepreneur Unipersonnel à Responsabilité Limitée) and SARL (Société à Responsabilité Limitée) on how to optimize their remuneration intelligently. Understanding the nuances of being a non-salaried worker (TNS) is crucial for maximizing income while minimizing tax liabilities. Let’s explore the key strategies for effective remuneration management.

Step 1: Understand Your Status as TNS

• Recognize that as a TNS, you are classified as a non-salaried worker.
• Familiarize yourself with the implications of this status, including tax responsibilities and benefits.
• Ensure you are compliant with the regulations governing TNS to avoid any legal complications.

Step 2: Manage Your Expenses

• Keep track of all business-related expenses to optimize your taxable income.
• Use accounting software to record and categorize expenses efficiently.
• Regularly review your expense reports to identify any deductible costs you may have missed.

Step 3: Consider Kilometric Allowances

• Understand the concept of indemnités kilométriques (IK) for reimbursing travel expenses.
• Calculate your travel allowances based on the distance traveled for business purposes.
• Make sure to keep detailed records of your trips, including dates, destinations, and purpose.

Step 4: Explore TNS Remuneration Options

• Distinguish between different types of remuneration such as salary, dividends, and reimbursements.
• Evaluate the pros and cons of each option:
  • Salary: Provides social security benefits but is subject to higher taxes.
  • Dividends: Lower tax rates but may not qualify for social security.
• Choose a combination that best suits your financial situation and goals.

Step 5: Analyze Dividends Advantages and Disadvantages

• Assess the potential for dividend distribution in your company.
• Consider the tax implications of receiving dividends versus a salary.
• Keep in mind the limits and legal requirements for dividend payouts.

Step 6: Account for Current Accounts and Reimbursement

• Understand the role of a current account in managing your company’s cash flow.
• Learn how to properly reimburse yourself for personal expenses incurred for business purposes.
• Maintain clear records of all transactions to avoid confusion during audits.

Step 7: Invest in Employee Savings Plans

• Explore options for employee savings plans (épargne salariale) that can benefit both you and your employees.
• Understand the tax advantages associated with these plans.
• Determine the best savings plan that aligns with your business objectives.

Step 8: Consider Setting Up a Holding Company

• Investigate the benefits of establishing a holding company for your EURL or SARL.
• A holding can provide tax optimization and facilitate management of multiple business activities.
• Consult with a financial advisor to assess if this structure fits your long-term business strategy.

Conclusion

By understanding and implementing these strategies, you can significantly optimize your remuneration as a gérant of an EURL or SARL. Focus on managing expenses, exploring reimbursement options, and considering the benefits of dividends and savings plans. For personalized advice, consider consulting with a financial expert or using online tools like the remuneration simulator provided by Dougs.