9 Things I Refuse to Spend Money On | minimalism + saving money

Step-by-Step Tutorial: 9 Things I Refuse to Spend Money On

1. Avoid All-You-Can-Eat Buffets

• Reasoning: Consuming large volumes of typically unhealthy food can lead to overconsumption and trigger anxiety.
• Action: Choose restaurants based on quality over quantity to make healthier dining choices.

2. Skip Food Delivery Services

• Reasoning: Food delivery services can cost up to 92% more than eating in-house or picking up food yourself.
• Action: Cook at home more often, go out to eat for special occasions, or order food occasionally to enjoy a shared experience with family.

3. Rethink Gifts for Loved Ones

• Reasoning: Instead of material gifts, consider expressing feelings and love through thoughtful gestures and experiences.
• Action: Find alternative ways to show appreciation and celebrate occasions without solely relying on material gifts.

4. Avoid Trendy Clothing Choices

• Reasoning: Refrain from spending money on specific clothing trends, such as "sad beige," and allow children to choose their own clothing preferences.
• Action: Let kids express their individuality through their clothing choices rather than imposing personal aesthetic preferences.

5. Cut Back on Nail and Beauty Salons

• Reasoning: Save money by avoiding frequent visits to nail and beauty salons, opting for simple self-care routines instead.
• Action: Clip your nails at home and find self-care practices that align with your preferences and comfort levels.

6. Ditch Cable TV for Streaming Services

• Reasoning: Transition from cable TV to streaming services to have more control over what you watch and reduce exposure to lengthy commercials.
• Action: Subscribe to streaming platforms that offer a variety of content tailored to your preferences.

7. Be Mindful of App Subscriptions

• Reasoning: Evaluate the necessity of paid app subscriptions to prevent accumulating unnecessary expenses.
• Action: Regularly review and cancel subscriptions that are not adding significant value to your life to avoid overspending.

8. Consider Alternatives to Live Concerts

• Reasoning: If concerts are not enjoyable for you due to sensory overload or personal preferences, explore other forms of entertainment.
• Action: Engage in activities that align with your interests and comfort level instead of spending money on live concerts.

9. Avoid Interest and Late Fees

• Reasoning: Stay organized with your finances to avoid late fees and interest charges that can lead to unnecessary expenses.
• Action: Prioritize timely bill payments, budget effectively, and avoid accumulating debt to maintain financial stability.

By incorporating these practices into your lifestyle, you can embrace minimalism, save money, and make intentional spending choices that align with your values and priorities.