ZAKAT EMAS, ZAKAT PERAK DAN ZAKAT UANG [FIQIH ZAKAT, Episode 2]

Introduction

This tutorial provides a comprehensive guide on the practices of Zakat, specifically focusing on Zakat Emas (gold), Zakat Perak (silver), and Zakat Uang (money). Understanding these forms of Zakat is essential for fulfilling religious obligations and managing wealth in accordance with Islamic teachings.

Step 1: Understanding Zakat

• Zakat is a form of almsgiving treated in Islam as a tax, or religious obligation, and is one of the Five Pillars of Islam.
• It is mandatory for Muslims who meet the necessary criteria regarding wealth.
• Zakat serves to purify wealth and assist those in need.

Step 2: Zakat Emas (Gold)

• Eligibility: Zakat is due on gold if it reaches the Nisab (minimum amount) of 85 grams.

• Calculation:

  • Calculate the total weight of gold owned.
  • If the weight exceeds 85 grams, calculate 2.5% of the market value of the gold.

  Example calculation:

  Total weight of gold = 100 grams
  Market value per gram = [insert market value]
  Total Zakat = (100 grams * market value) * 2.5%
  

Step 3: Zakat Perak (Silver)

• Eligibility: Zakat is due on silver if it reaches the Nisab of 595 grams.

• Calculation:

  • Similar to gold, calculate the total weight of silver owned.
  • If it exceeds 595 grams, calculate 2.5% of the market value of the silver.

  Example calculation:

  Total weight of silver = 700 grams
  Market value per gram = [insert market value]
  Total Zakat = (700 grams * market value) * 2.5%
  

Step 4: Zakat Uang (Money)

• Eligibility: Zakat applies to cash savings that reach the Nisab equivalent to the value of 85 grams of gold.

• Calculation:

  • Assess the total amount of cash savings.
  • If it meets the Nisab, calculate 2.5% of the total cash.

  Example calculation:

  Total cash savings = [insert total cash savings]
  Total Zakat = total cash savings * 2.5%
  

Step 5: Paying Zakat

• Choose a reliable method to pay your Zakat, such as:

  • Directly to those in need, ensuring it reaches the right individuals.
  • Through trusted organizations that manage Zakat distribution.

• Ensure to include a note with your donation specifying the purpose (e.g., Zakat, infak, shodaqoh).

Conclusion

Understanding and calculating Zakat on gold, silver, and money is crucial for fulfilling this religious obligation. Regularly assess your assets to ensure you meet the Nisab and calculate your Zakat accordingly. Consider supporting charitable organizations to maximize the impact of your contributions. By doing so, you not only fulfill your duty but also contribute positively to your community.